Duncan-Williams Ministries

Devotional Feedback

The lamp devotion is a devotional message published online by NDWM. However users of this devotional have the option to post comments, hereafter refered to as feedback.
Comments/Feedback posted will be reviewed by our editorial team and after it meets our requirements, it will be published online under the devotional message for which the comment was posted.
Comments that do not meet our requirements will be discarded.

Online Payments

This online payment system is provided by the Nicholas Duncan-Williams Ministries and its third party suppliers. These terms and conditions may be updated at various times and any changes will be effective immediately without any prior notice.
It is important that you read these terms and conditions carefully before using the online platforms as using this online channel indicates that you accept these terms and conditions. Please do not use this online facility if you do not accept the terms and conditions.

You warrant that in using the online payment facility you are authorized to use the debit or credit card for the payment or payments you are making.International Visa & MasterCard cardholders may be able to pay in local currency depending on the payment service used and if made available by the card issuer.
NDWM will not be responsible if a payment is either refused or declined by the card issuer for any reason. If the card issuer declines payment, the Duncan-Williams Ministries is under no obligation to bring this fact to the cardholder’s attention

Refund Policy

The Duncan-Williams Ministries shall not refund any payment transaction that is validated on the page.


All card payment details entered through the payment gateways are encrypted and the communications between the gateway and the Payment Service Provider’s site are also encrypted.
Duncan-Williams Ministries will not be liable for any failure by the card holder making the payment to properly protect their details from being seen by other persons or otherwise obtained by such persons during the online payment process or in respect of any omission to provide accurate information in the course of the online payment process.

Service Provider

The card holder will receive an e-mail either confirming that the payment has been authorized or declined by the card issuing bank.
The online card payments are not collected by the Duncan-Williams Ministries directly but by the Payment Service Provider.

Data Protection

The term 'personal data' is as defined in the Data Protection Act 1998.
The Nicholas Duncan-Williams Ministries does not hold customer credit/payment information. Keeping of Personal data relating to the use of our online payment portal still remain the sole responsibility of your card issuer.

Definitions and Interpretation

The terms used in this agreement have the meanings set out below unless the context requires otherwise:
"Card issuer" means the bank which owns the debit or credit card you are using on the online instruction facility.
"Online payment facility" means the internet based payment system operated on behalf of the University.
"NDWM " means Duncan-Williams Ministries, registered address: Box 9527 KIA; 37 Spintex Road, Tetteh Quashie Interchange

Updated 8th April, 2017

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